CapBay
About
CapBay is a Malaysia-based fintech company that provides alternative financing solutions for small and medium enterprises (SMEs) and platform-powered businesses. It operates an invoice financing and supply chain finance platform that connects businesses needing working capital with institutional and individual investors. CapBay’s technology uses digital underwriting, automated credit assessment, and platform-based matching to speed up financing and reduce friction in traditional lending. The company serves multiple industries by offering receivables financing, term financing, and structured financial products, helping improve cash flow and business scalability. Its platform also supports partner integrations with banks, corporates, and fintech ecosystems to expand access to capital across Southeast Asia.